Whether you’re rebuilding credit after past challenges or starting completely fresh, the Self Visa Secured Card is a smart entry point into responsible credit use. With no credit history required and no hard inquiry to apply, this card was designed for growth — not rejection.
It gives you the structure you need, the tools to track your progress, and the support to make real credit improvement achievable. Simple, secure, and built with your future in mind.

What Makes the Self Visa Stand Out
Credit Growth Without the Pressure
Use the card responsibly — make on-time payments, stay below your limit — and your score starts improving month by month.
No Annual Fee for the First Year
Get started without upfront costs. After 12 months, there’s just a $25 yearly fee, keeping your expenses manageable.
Your Deposit Sets the Rules
You decide your credit limit by choosing your security deposit — giving you total control over how much you spend.
No Impact on Your Score to Apply
Since there’s no hard pull on your credit, you can apply without fear of hurting your current rating.
Fraud & ID Protection
Stay protected with real-time alerts, encrypted transactions, and ID monitoring — the same security you’d expect from top-tier credit cards.
Track Everything from Your Phone
From payments to balances to due dates, the Self app lets you manage it all from anywhere, anytime.
Flexible Billing
Set your due date to align with your payday, so managing your bills feels smoother and more predictable.
Tap-and-Go Simplicity
Use contactless payments at checkout for speed, safety, and convenience — no swiping, no hassle.
Monthly Reporting to All Bureaus
Your activity is shared with Equifax, Experian, and TransUnion — helping build a stronger, more visible credit profile.
Who Should Consider the Self Visa?
This secured credit card is ideal for:
- Young adults or students entering the credit world
- Anyone with damaged credit looking for a reset
- Individuals seeking a reliable way to prove financial responsibility
- People wanting a no-surprises path to better credit options
With no prior history needed and a simple application process, it opens the door to people who’ve been overlooked by traditional lenders.

How to Get Started — Step-by-Step
1. Check If You’re Eligible
You must be 18+, have a Social Security Number, valid U.S. address, and steady income.
2. Submit the Application
Go online and fill out your personal and financial details — no hard inquiry involved.
3. Upload Your Documents
Provide government-issued ID and any verification docs as requested.
4. Fund Your Deposit
Decide how much to put down — this amount becomes your card limit.
5. Get Approved and Start Using It
If accepted, you’ll receive your card in the mail and can begin building credit right away.
Quick Answers Before You Apply
Do I need a good credit score?
Not at all. This card is open to applicants without any prior credit.
Can I earn rewards or perks?
This card focuses on credit building — not cashback or points.
Will I get my deposit back?
Yes, as long as your account is in good standing, your deposit is refundable when the card is closed.
How do I avoid interest fees?
Pay your balance in full each month to avoid APR charges, which are higher on secured cards.
Is there a mobile app?
Yes — it’s easy to track payments, monitor usage, and manage your credit journey right from your phone.
Building Credit Is Simpler Than You Think
The Self Secured Visa isn’t just a credit card — it’s a starting point. It gives you the freedom to build financial confidence at your pace, with tools that reward responsibility and habits that lead to bigger opportunities.
If you’re ready to stop relying on debit cards or rebuild after setbacks, this card is your chance to take control and create a better financial story — one smart step at a time.
