BJ’s One Plus Card: Your Everyday Rewards Powerhouse

Maximize your routine spending with exclusive cashback, fuel savings, and built-in protections.

If you’re looking to add real value to your daily purchases, the BJ’s One Plus Card is built to deliver. With a generous rewards program, no annual fee, and targeted perks for shopping, fuel, and dining, this card goes beyond basic cashback. It’s a strategic tool for anyone who shops frequently — especially at BJ’s — and wants practical benefits without added complexity.

From boosting your savings at the pump to extending warranties on products you already buy, the BJ’s One Plus Card transforms everyday spending into meaningful advantages.

What Sets This Card Apart

5% Back at BJ’s
Earn a solid 5% cashback on all purchases at BJ’s — from food and household goods to electronics and bulk buys. It’s consistent value on what you’re already spending.

No Annual Fee
There’s no maintenance cost to worry about. You enjoy all the perks without paying to keep the card.

2% Back on Dining and Gas
Get rewarded while fueling up or dining out — essential expenses that now work harder for you.

Simple Cashback System
Forget rotating categories or confusing tiers. With this card, rewards are automatic and easy to track.

Fuel Discounts
Enjoy 15¢ off per gallon at BJ’s gas stations. That small number adds up fast if you’re a regular driver.

0% Intro APR for 15 Months
Finance larger purchases with zero interest for over a year. A practical way to manage cash flow or pay off balances.

Flexible Redemption
Use your rewards your way — from applying them toward future BJ’s purchases to paying down your balance or accessing special member deals.

Bonus Features That Add Real Value

• Exclusive Promotions: Early access to in-store offers and discounts.
• Purchase Protection: Coverage for damage or theft of qualifying purchases.
• Extended Warranty: Double the warranty on eligible items.
• Travel Coverage: Perks like accident protection and rental insurance while on the go.
• Secure Spending Tools: Real-time fraud alerts and account monitoring.
• Full App Access: Manage everything from your phone or desktop — from checking points to paying your bill.

Who This Card Is Made For

This card fits best if you:

• Shop regularly at BJ’s and want cashback on your usual purchases
• Want to save on everyday expenses like gas and restaurants
• Prefer a low-maintenance card with no annual fee
• Want access to exclusive member deals and in-store perks
• Appreciate added protections for travel and purchases

It’s especially valuable for households, budget-conscious shoppers, and anyone seeking a strong cashback card without a complicated structure.

What You’ll Need to Apply

To qualify, you must:

• Be 18 or older
• Have a valid U.S. mailing address
• Maintain a steady income source
• Have a positive credit history
• Provide a government-issued ID and SSN

Approval depends on your overall financial profile, so it’s best to apply with up-to-date and accurate information.

How to Apply

1. Visit the Official Site: Start your application on the BJ’s One Plus Card portal.
2. Fill Out Your Details: Provide all requested personal and financial information.
3. Submit for Review: Once complete, send your application for review.
4. Wait for Decision: If approved, your card will be mailed directly to you.

Your Questions, Answered

How do I track my rewards?
Log into the mobile app or web dashboard to see your cashback in real-time.

What if my card is lost or stolen?
Contact customer service immediately for account protection and a free replacement.

Can I add someone else to my account?
Yes, authorized users can be added — just check your account settings and terms.

What’s the ongoing APR?
It varies based on credit. Check your cardholder agreement for exact rates.

Final Take: A Smart Fit for Everyday Savers

The BJ’s One Plus Card isn’t just another rewards card — it’s a practical financial tool. Whether you’re stocking up for your family, managing household expenses, or simply want cashback without the hassle, this card brings a lot to the table.

Use it consistently, take advantage of its fuel and store discounts, and you’ll see the value stack up month after month — all without paying an annual fee.